Welcome to the website of LKN / AS LLC ("Company", "LK National / Axxcess Solutions LLC.", "we" or "us"). These Terms of Use (the "Terms"), along with any documents expressly incorporated herein by reference, regulate your access to and utilization of Lknational.com / Axxcess Solutions LLC. (the "Website"), encompassing all content, features, and services offered via the Website and any associated applications, networks, communication channels, or other services provided by us (collectively referred to as the "Services").
Please carefully review these Terms of Use before using the Website. By accessing or using the Website, or by clicking to accept or agree to these Terms of Use where this option is provided to you, you acknowledge and agree to be bound by these Terms of Use, our Advertising Disclosures available at Lknational.com / Axxcess Solutions LLC./advertising-disclosure, and our Privacy Policy available at Lknational.com//privacy, including the Privacy Notice for United States residents available at Lknational.com / Axxcess Solutions LLC./privacy (collectively, the "Privacy Policy"), which are incorporated herein by reference. All information collected on this Website is governed by our Privacy Policy. If you do not agree to these Terms of Use or the Privacy Policy, please refrain from accessing or using the Website.
We reserve the right to revise and update these Terms of Use periodically at our discretion. All modifications take effect immediately upon posting, applying to all subsequent access to and use of the Website. Our practice is to publish any changes to these Terms of Use on this page, along with a notice on the Website's homepage. If substantial revisions are made, we will notify you via a notice on the Website's homepage. However, any alterations to the dispute resolution provisions outlined in Governing Law and Jurisdiction will not affect disputes for which the parties already have notice on or before the date the changes are posted on the Website.
By continuing to use the Website or any of our Services after revised Terms of Use have been posted, you indicate your acceptance and agreement to the changes. We recommend checking this page regularly to stay informed of any updates, as they constitute binding terms for you.
I. SERVICES
Lknational.com / Axxcess Solutions LLC. provides users with the opportunity to access information about various loans and other financial products and services offered by third-party service providers and advertisers. Lknational.com / Axxcess Solutions LLC. acts solely as an intermediary connecting users with these service providers to obtain information about specific financial products and services. It is important to note that we are not your agent or advisor, and we do not provide financial advice.
You acknowledge and agree that our website serves solely as a platform to facilitate connections between users and service providers for informational purposes regarding financial products and services. We are not a financial institution, credit card issuer, or other financial service provider. Any information or advice provided through our Services is intended for informational purposes only.
We do not assume responsibility for the conduct or policies of service providers. The terms and rates offered by any service provider are subject to the respective terms and conditions governing the products and services they provide.
2. ELIGIBILITY
This Website and our Services are intended for use and access by individuals who are 18 years of age or older and reside in the United States or any of its territories or possessions. By using this Website, you affirm and warrant that you are of legal age to enter into a binding contract with the Company and meet all the aforementioned eligibility criteria. If you do not meet these requirements, you are prohibited from accessing or using the Website or any of our Services.
3. ACCESSING THE WEBSITE AND ACCOUNT SECURITY
We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in whole or in part, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire website, to users.
In order to access some of the Services, you may be required to provide certain contact information, including your email, through our website. You agree that all information you provide directly to us on our Website or through other communications with us is governed by our Privacy Policy (Lknational.com / Axxcess Solutions LLC./privacy), and you consent to all actions we take with respect to your information consistent with our Privacy Policy.
In order to receive information about financial services and products from third-party service providers, you will be required to submit a request ("Information Request") that provides certain information about yourself to third parties, depending on the financial information requested, such as your email address, phone number, ("User Data"). You represent and warrant that all User Data that you submit is true and accurate, and that you are authorized to share it with us. You agree that all User Data submitted in an Information Request is governed by the privacy policies of such service provider or third party to whom you submit the Information Request. You authorize the service providers and their affiliates to conduct all necessary research with your User Data for purposes of providing you with the information you request.
By providing us with contact information through the Website or any of the Services, you agree to receive communications from us, either directly, on our Website, or through a third party, including via email, calls, and text messages. We may also contact you by telephone using an automated dialing system along with a pre-recorded message or interactive voice response system. These calls may be for information and marketing purposes, including to provide you with information about Lknational.com / Axxcess Solutions LLC.'s services. Standard text message and minute charges applied by your cell phone carrier will apply. If you wish to opt out of these communications, please either follow the unsubscribe options in the email itself or email Lknational.com / Axxcess Solutions LLC. at [email protected] / Axxcess Solutions LLC. You may update your contact information by contacting us at [email protected] / Axxcess Solutions LLC. Additionally, by submitting Information Requests, you consent to be contacted by the relevant service providers via email or telephone. Any request to opt out of such communications must be directed to such service provider.
4. PERSONAL USE
The Services are provided to you for personal, non-commercial use only. You agree not to use, copy, distribute, transmit, broadcast, sell, resell, or otherwise exploit the Services for any other purpose.
5. INTELLECTUAL PROPERTY RIGHTS
The Website and its entire contents, features, and functionality (including, but not limited to, all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) (the "Licensed Content"), are owned by the Company, its licensors, or other providers of such material, and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. The Company name, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company.
Lknational.com / Axxcess Solutions LLC. grants you a personal, non-transferable, and non-exclusive right and license to use the Website on a computer or other device and the Licensed Content; provided that you do not and do not allow any third party to copy, reproduce, distribute, reverse engineer, or otherwise exploit any content, code, data, or materials on the Website. You agree not to modify the Website in any manner or form, nor to use modified versions of the Website for any purpose. Except as provided in this Section V, no right, title, or interest in or to the Website or any Licensed Content is transferred to you. Lknational.com / Axxcess Solutions LLC., its licensors, and other providers retain all respective right, title, and interest (including all copyright, trade secret, trademark, patent, and other rights) in and to the Website (including its interface and any underlying software or technology) and the Licensed Content. Any use of the Website or the Licensed Content not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.
You may use the Licensed Content only in connection with the use of the Services and only as expressly permitted, and you may not otherwise reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the Licensed Content. If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of these Terms of Use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
6. USER CONTRIBUTIONS
The Website may include message boards and other interactive features (collectively, "Interactive Services") that enable users to post, submit, publish, display, or transmit content or materials ("User Contributions") on or through the Website.
All User Contributions must adhere to the Content Standards outlined in these Terms of Use. You are solely responsible for any User Contribution you post on the Website and for the consequences of posting or publishing it. We are not responsible or liable to any third party for the content or accuracy of any User Contributions posted by you or any other user of the Website. Any User Contribution you post on the Website will be treated as non-confidential and non-proprietary. By providing any User Contribution on the Website, you grant us, our affiliates, service providers, and each of their and our respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose such material to third parties for any purpose.
You represent and warrant that you own or control all rights to the User Contributions and have the right to grant the license granted above to us, our affiliates, service providers, and each of their and our respective licensees, successors, and assigns. All of your User Contributions comply and will comply with these Terms of Use.
VII. PROHIBITED USES AND CONTENT STANDARDS
You may utilize the Website and the Services solely for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website or the Services:
• In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
• To send, knowingly receive, upload, download, use, or re-use any material which does not comply with the Content Standards set out in this Section VII.
• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity (including, without limitation, by using e-mail addresses associated with any of the foregoing).
• To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Services, or which, as determined by us, may harm the Company or users of the Website or expose them to liability.
• To post User Contributions that contain any material which is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.
• To post User Contributions that promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.
• To post User Contributions that infringe any patent, trademark, trade secret, copyright, or other intellectual property or other rights of any other person.
• To post User Contributions that violate the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Use and our Privacy Policy (Lknational.com / Axxcess Solutions LLC./privacy).
• To post User Contributions that would be likely to deceive any person.
• To post User Contributions that promote any illegal activity, or advocate, promote, or assist any unlawful act.
• To post User Contributions that contain lies, falsehoods, or misrepresentations that could damage us or anyone else.
ADDITIONALLY, YOU AGREE NOT TO:
• Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Website, including their ability to engage in real-time activities through the Website.
• Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
• Use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without our prior written consent.
• Use any device, software, or routine that interferes with the proper working of the Website or the Services.
• Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
• Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
• Otherwise attempt to interfere with the proper working of the Website or the Services.
7. MONITORING AND ENFORCEMENT; TERMINATION
We reserve the right to:
• Remove or refuse to post any User Contributions for any or no reason in our sole discretion.
• Take any action with respect to any User Contribution that we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates these Terms of Use, including the Content Standards in Section VII, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Website or the public, or could create liability for the Company.
• Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.
• Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Website.
• Terminate or suspend your access to all or part of the Website for any or no reason, including without limitation, any violation of these Terms of Use.
Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website. YOU WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSORS AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.
We do not undertake to review material before it is posted on the Website and cannot ensure prompt removal of objectionable material after it has been posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in Section VI and this Section VIII.
8. DIGITAL MILLENNIUM COPYRIGHT ACT
DMCA Notification
We comply with the provisions of the Digital Millennium Copyright Act applicable to Internet service providers (17 U.S.C. §512, as amended). If you have an intellectual property rights complaint about material posted on the Website, you may contact our Designated Agent:
LKN / AS LLC c/o The Corporation Trust Co. [email protected] / Axxcess Solutions LLC. 5150 Candlewood Street #20D Lakewood Ca. 90712 Phone: 725.900.7989
Notice Procedure
Any notice alleging that materials hosted by or distributed through the Services infringe intellectual property rights must include the following information:
• An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other right being infringed.
• A description of the copyright-protected work or other intellectual property right that you claim has been infringed.
• A description of the material that you claim is infringing and where it is located on the Services.
• Your address, telephone number, and email address.
• A statement by you that you have a good faith belief that the use of those materials on the Services is not authorized by the copyright owner, its agent, or the law.
• A statement by you that the above information in your notice is accurate and that, under penalty of perjury, you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.
REPEAT INFRINGER
Lknational.com / Axxcess Solutions LLC. will promptly, without notice, terminate the accounts, where applicable, or suspend access of users that we determine to be “Repeat Infringers.” A Repeat Infringer is a user who has been notified of infringing activity or has had User Contributions removed from the Website at least twice.
10. RELIANCE ON INFORMATION POSTED
The information presented on or through the Website and our Services is provided solely for general informational purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.
This Website may include content provided by third parties, including materials from other users and third-party licensors, affiliates, aggregators, and financial service providers. Any statements or opinions expressed in these materials, including articles and responses to questions and other content, are solely the opinions and responsibility of the person or entity providing them. These materials do not necessarily reflect the opinion of the Company. We are not responsible or liable to you or any third party for the content or accuracy of any materials provided by third parties.
11. CHANGES TO THE WEBSITE
We may periodically update the content on this Website; however, the information provided may not always be complete or current. Any material on the Website could be outdated at any given time, and we are not obligated to update such material.
12. LINKING TO THE WEBSITE AND SOCIAL MEDIA FEATURES
Lknational.com / Axxcess Solutions LLC. may offer tools via the Services that allow you to export information, including User Contributions, to third-party services, such as through our implementation of buttons on third-party social media platforms (like “like” or “share” buttons). By using these tools, you agree that we may transfer that information to the relevant third-party service. These third-party services are beyond our control, and we are not responsible for how they use the information you export.
The website from which you link or on which you make content accessible must fully comply with the Content Standards outlined in these Terms of Use. You agree to cooperate with us to immediately halt any unauthorized framing or linking. We reserve the right to revoke linking permission without prior notice. We may disable all or specific social media features and links at our discretion and without notice.
13. LINKS FROM THE WEBSITE
If the Website includes links to other sites and resources provided by third parties, these links are provided solely for your convenience. This includes links found in advertisements and financial information, such as banner advertisements and sponsored links. We do not control the content of these sites or resources, and we do not accept responsibility for them or for any loss or damage that may arise from your use of them. If you choose to access any third-party websites linked to this Website, you do so at your own risk and are subject to the terms and conditions of use applicable to those websites.
14. GEOGRAPHIC RESTRICTIONS
This Website is intended for use only by individuals located within the United States. We do not assert that the Website or any of its content is accessible or suitable outside of the United States. If you choose to access the Website from outside the United States, you do so at your own discretion and are responsible for complying with local laws applicable to you.
15. DISCLAIMER OF WARRANTIES
You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection, accuracy of data input and output, and for maintaining a means external to our website for any reconstruction of any lost data. Use of the Services is at your own risk. The Services are provided on an “as is” and “as available” basis. Lknational.com / Axxcess Solutions LLC. and its affiliates, suppliers, and partners expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement.
Lknational.com / Axxcess Solutions LLC. and its affiliates, suppliers, and partners make no warranty that:
• The Website or the Services will meet your requirements.
• The Website or the Services will be uninterrupted, timely, secure, or error-free.
• There will be no errors in the Website or the Services or that Lknational.com / Axxcess Solutions LLC. will fix any errors.
Any materials downloaded or otherwise obtained through use of the Website or the Services are provided at your own discretion and risk, and Lknational.com / Axxcess Solutions LLC. shall not be held responsible and or liable for any damage caused to your computer or any of your electronic devices or data or for any bugs, viruses, trojan horses or other destructive code resulting from use of the Website or the Services.
The foregoing does not affect any warranties which cannot be excluded or limited under applicable law.
16. LIMITATION ON LIABILITY
IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. THE COMPANY EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY FOR ANY CONTENT, PRODUCTS OR SERVICES PROVIDED BY SERVICE PROVIDERS AND OTHER THIRD PARTIES. IF, NOTWITHSTANDING THE FOREGOING DISCLAIMER, THE COMPANY IS DETERMINED TO BE LIABLE TO YOU, YOU AGREE THAT IN NO EVENT SHALL THE COMPANY’S TOTAL LIABILITY EXCEED US $100.00. THESE LIMITATIONS AND EXCLUSIONS APPLY EVEN IF THIS REMEDY DOES NOT FULLY COMPENSATE YOU FOR ANY LOSSES OR FAILS OF ITS ESSENTIAL PURPOSE OR IF WE KNEW OR SHOULD HAVE KNOWN ABOUT THE POSSIBILITY OF THE DAMAGES. IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE APPLICATION OF SECTION 1542 OF THE CIVIL CODE OF THE STATE OF CALIFORNIA (OR ANY SIMILAR STATUTE OR LAW OF ANY OTHER JURISDICTION), WHICH STATES “[A] GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.”
THE FOREGOING PARAGRAPH DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
17. INDEMNIFICATION
You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, the submission of your User Data, your User Contributions, or any use of the Services, the Website’s content, or any products obtained through the Website or Services.
18. GOVERNING LAW AND JURISDICTION
All matters relating to the Website and these Terms of Use, and any dispute or claim arising therefrom or related thereto (including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Delaware without giving effect to any choice or conflict of law provision or rule (whether of the State of Delaware or any other jurisdiction).
Any legal suit, action, or proceeding arising out of or related to these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Delaware. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
19. LIMITATION ON TIME TO FILE CLAIMS
ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
20. CLASS ACTION WAIVER
You agree that any dispute or claim arising out of or relating to these Terms of Use or the Website shall be brought individually. You agree not to join such a claim with claims of any other person or entity, or to bring, join, or participate in a class action against the Company.
21. WAIVER AND SEVERABILITY
No waiver by the Company of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent necessary so that the remaining provisions of these Terms of Use will continue in full force and effect.
22. ENTIRE AGREEMENT
These Terms of Use, along with our Privacy Policy and Advertising Disclosure, represent the complete agreement between you and LKN / AS LLC regarding the Website and the Services. They supersede all prior and contemporaneous understandings, agreements, representations, and warranties, whether written or oral, concerning the Website and the Services.
23. CONTACT INFORMATION
This website is operated by The Automation Marketing Guy. For all feedback, comments, requests for technical support, and other communications related to the website, please contact: [email protected]
Thank you for visiting LK National / Axxcess Solutions LLC. website.
Revised 8/21/24